Home mortgage financing

Green Home Financing

Most home purchase financing is based on the value of the home as per the price reflected on the purchase contract. A home buyer then has to obtain additional financing for upgrades and improvements, after moving in.

Green home financing is different as it is based on the price reflected on the purchase contract PLUS the cost of money-saving upgrades.

Home mortgage financing

Also, unlike most mortgage financing today, for which a 10%-20% down payment and a very high FICO score is required to qualify,  our lender offers:

  • 96.5% – 100% financing
  • Lower FICO requirements
  • Fixed and variable rates
  • Interest-only options
  • Seller-paid closing cost opportunities

This financing is perfect for buying a new energy efficient money-saving home to include the cost of a solar energy system or any other upgrades to reduce the cost of homeownership.

This financing is also perfect for buying a resale green ready-home by including the cost of green upgrades. Please continue reading full details about this  Purchase and Upgrade Combo Loan

The following information will also be of interest to new or resale home buyers and borrowers:

Energy Efficient Mortgage (EEM).

Green Purchase and Upgrade Loan amounts – How they can be greater than appraisal values.

Buyer loan closing costs worksheet

Buyer title closing costs worksheet

Buyer prepayments and escrows closing costs worksheet

Buyer closing costs worksheet – all in one download

Seller’s closing costs worksheet.

Florida Property Taxes explained

What is the difference between a note and a mortgage?

Click to Request Your 12 Steps to Living In Your Own Money-Saving Green Home

Our services are free and we pay $500 towards your closing costs when you buy from us.  We also contribute $250 per transaction to our Switch it Green, Switch it Forward fund to help fight low-income Veteran family poverty and climate change, one solar panel at a time. We look forward to making Green Home living, your reality.

Marius Smook – Lic. Real Estate EcoBroker, LEED AP (Homes)

Use the form below to request more information

Florida Green Home Brokers